বাংলায় পড়ুন
We have all heard the old saying,“Time and tide wait for none”. The right time to buy a health insurance policy is the moment you realize that your health costs may only escalate in the future owing to the overall rise in the cost of living among other contributing factors. The steep rise in medical care costs has constrained many to deprive themselves of quality healthcare. What we learnt in the last episode of Business Buzz with Amit Rathi is that the sooner you realize the truth, the better it is for you. In other words, you should buy a health insurance policy at a young age in order to avail an array of benefits including family floaters. Health Insurance comprehensively protects us from a wide spectrum of diseases by making treatment affordable and also enabling us to gain tax benefits and no claim policy. Quality treatment, hospitalization, and other healthcare facilities have become highly expensive and a single major health incident can drain away your entire life’s savings.
Mr. Rathi says that a health insurance policy reduces significantly the burden of expenditure and brings quality treatment within your grasp. Treatment can be cashless too! Health insurers enter into agreements with major hospitals to facilitate direct billing. You are just required to produce the cashless card of the insurance company at the hospital clearance desk. You also enjoy tax benefits for a longer period as you can claim the premium you pay as a deduction from your total income under 80D of the Income Tax Act, 1961.
